The amount of capital credits you earn in a given year is based upon calculation which takes into consideration the amount of capital which the member has contributed to the co-op through payment of their monthly bills. The more electric service you buy, the greater your potential percentage of capital credits will be for the period.
An example is if the REMC collected $100.00 for the year and you as a member paid $1.00, you would have paid 1% of the total revenue for the year. If the REMC ends up with $10.00 of margins at the end of the year, you would have allocated 1% or 0.10 cents worth of capital credits.